Free Business Loan Calculators

Run the numbers before you walk into a bank. No signup, no data collection.

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Business Loan Eligibility Checker

Check which common lender programmes your business fits and see the indicative amount available under each.

Check eligibility
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Business Loan Comparison

Compare up to three offers on true effective cost, including flat rates, fees, insurance and advance EMIs.

Compare offers
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CGTMSE Guarantee Fee Calculator

Calculate the annual guarantee fee, all-in borrowing cost, and price of keeping collateral unpledged.

Calculate guarantee fee
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Working Capital Calculator

Calculate your operating-cycle requirement and compare it with the limit a bank may sanction under the turnover method.

Calculate requirement
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OD and CC Interest Calculator

Compare a running overdraft or cash credit limit with a term loan and find the utilisation crossover point.

Compare interest
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Business Loan EMI Calculator

Enter loan amount, interest rate, and tenure to get your exact monthly EMI and total interest outgo.

Open calculator
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DSCR Calculator

Check debt-service coverage before and after a proposed loan and estimate borrowing that stays above the lender floor.

Check DSCR
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CNC Business Feasibility Calculator

Calculate break-even machine utilisation, monthly surplus and the billing needed to cover EMI and overheads.

Test feasibility
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Invoice Discounting Calculator

Convert a short-term invoice discount into an annualised cost and compare it with drawing on cash credit.

Compare invoice cost
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Mudra Category Checker

Match your requirement to Shishu, Kishore, Tarun or Tarun Plus and check the prior-repayment condition.

Check Mudra category
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Machinery Finance Comparison

Compare buying, leasing and hire purchase after financing cost, tax relief and expected resale value.

Compare machinery finance