This is one of the most common dilemmas Indian business owners face: should you take an unsecured business loan that’s fast but expensive, or pledge your property for a secured loan that’s cheaper but riskier? Having processed thousands of both types of applications, I can tell you there’s no universal right answer. But there is … Read more

If you own a micro, small, or medium enterprise in India, you’ve probably heard the term “MSME loan” thrown around by every bank advertisement and government press release. But when you actually try to get one, the reality is very different from the marketing. The term “MSME loan” isn’t even a single product. It’s a … Read more

If you run a small business in India – or want to start one – chances are someone has told you to “apply for a Mudra loan.” It’s one of the most searched lending topics in the country, and for good reason. The Pradhan Mantri Mudra Yojana (PMMY) was designed specifically to fund the businesses … Read more